General

This website (the “Site”) is owned and operated by JSB Digital Works (“JSB,” “we,” or “us”). By using the Site, you agree to be bound by these Terms of Service and to use the Site in accordance with these Terms, our Privacy Policy, and any additional terms that may apply to specific sections of the Site or to products and services available through the Site or from JSB Digital Works. Accessing the Site, in any manner, whether automated or otherwise, constitutes use of the Site and your agreement to be bound by these Terms of Service.

We reserve the right to change these Terms of Service or impose new conditions on use of the Site from time to time, in which case we will post the revised Terms on this website. By continuing to use the Site after we post such changes, you accept the Terms of Service as modified.

Intellectual Property Rights

Our Limited License to You:
This Site and all materials available on the Site are the property of JSB Digital Works and/or our affiliates or licensors and are protected by copyright, trademark, and other intellectual property laws. The Site is provided solely for your personal, non-commercial use. You may not use the Site or materials in any way that infringes on our rights or without our authorization. Unless explicitly authorized, you may not modify, copy, reproduce, republish, upload, post, transmit, translate, sell, create derivative works, exploit, or distribute any material from the Site. You may, however, download or print one copy of individual pages for personal, non-commercial use, provided copyright and proprietary notices remain intact.

Your License to Us:
By posting or submitting any material (including comments, blog entries, photos, videos) to JSB Digital Works via the Site, social media, or email, you represent that: (i) you own the material or have the owner’s consent; and (ii) you are at least thirteen years old. You grant JSB Digital Works a royalty-free, perpetual, irrevocable, non-exclusive, worldwide license to use, copy, modify, transmit, sell, exploit, create derivative works from, distribute, and publicly display such material in any medium for any purpose. You also grant JSB the right to identify you as the author by name, email address, or screen name.

You agree that contributions you create for JSB Digital Works are “works made for hire” under applicable copyright laws and that JSB owns all rights. If not deemed “work made for hire,” you assign all proprietary rights to JSB Digital Works in perpetuity. Reproductions of prior works you submit shall be co-owned by JSB Digital Works.

JSB Digital Works may use or display your postings at our discretion and may cease using them at any time.

Limitations on Linking and Framing:
You may link to the Site as long as it does not imply sponsorship by JSB Digital Works. You may not frame or inline link Site content or incorporate materials without prior written permission.

Disclaimers

The Site may link to third-party sites. JSB Digital Works does not endorse or control their content or services. Opinions expressed by third parties are theirs alone, not JSB Digital Works. All information, products, and services on or through the Site are provided “as is” without warranties. JSB Digital Works disclaims all warranties including merchantability or fitness for a particular purpose.

You agree to indemnify JSB Digital Works and its affiliates from any claims, damages, or liabilities arising from your breach of these Terms.

Online Commerce

Some Site sections allow purchases of third-party products or services. JSB Digital Works is not responsible for the quality or terms of these. Purchases are subject to the merchant’s privacy policies and terms. You release JSB Digital Works from any claims related to your purchases from third parties on or through the Site.

You are responsible for all purchases made by you or others using your account. Purchases must be for legitimate, non-commercial purposes only.

If payment is declined, access to premium materials may be disabled until the issue is resolved.

Interactive Features

The Site may have forums, chat rooms, blogs, and email services allowing user interaction. You are solely responsible for what you post or send. You must not:

• Restrict other users’ enjoyment of the Site
  
  
• Impersonate others or misrepresent affiliation
  
  
• Disrupt networks or servers
  
  
• Instigate illegal activities or cause harm
  
  
• Gain unauthorized access through illicit means
  
  
• Post unlawful, offensive, defamatory, or infringing content
  
  
• Transmit viruses or harmful code
  
  
• Exploit materials for commercial or advertising purposes without approval
  
  
• Collect others’ personal information for marketing without consent
  
  

JSB Digital Works may remove or refuse content or users violating these Terms.

Registration & Passwords

To access certain features, you may need to register and provide accurate information. JSB Digital Works may suspend or terminate accounts for false or incomplete information.

You are responsible for maintaining your account password confidentiality and for all activity under your account. Report unauthorized use immediately.

Limitation of Liability

JSB Digital Works and affiliates shall not be liable for any damages resulting from use or inability to use the Site or third-party content, even if advised of potential damages. Liability is limited to the fullest extent permitted by law. JSB Digital Works is not liable for user conduct. Your sole remedy for dissatisfaction is to stop using the Site.

Disclaimer

JSB Digital Works is not a financial advisor and does not provide personalized investment, tax, or legal advice. Materials are for general informational and educational purposes only.

Termination

JSB Digital WOrks may terminate your access to the Site at any time without notice. Restrictions and disclaimers survive termination.

Refund Policy

Refunds depend on individual products or services and will be specified at purchase.

DMCA

If you believe content on the Site infringes your copyright, notify JSB Digital Works Copyright Agent at john@jsbdigitalworks.ca.

Governing Law

These Terms are governed by the laws of British Columbia, Canada, with disputes subject to binding arbitration in British Columbia.

Changes

JSB Digital Works may update these Terms at any time. Changes will be posted on the Site.

If you have any questions, please contact us at john@jsbdigitalworks.ca.